NRI Tax, DTAA & India Compliance Services
Navigating tax obligations across India and the US is complex. We handle US–India cross-border taxation, DTAA treaty benefits, Indian ITR filing, FBAR guidance, foreign asset reporting, retirement documentation and all India-side compliance — so you stay fully compliant on both sides.
Important for US-based NRIs: Failure to report Indian bank accounts (FBAR), foreign assets (FATCA / Form 8938) or claim DTAA benefits correctly can result in significant US and Indian penalties. Our team ensures you are compliant on both sides.
NRI Service Areas
Five focused service areas covering every aspect of NRI tax, compliance and financial documentation — India-side and US-side.
US–India Cross-Border Taxation
Expert guidance on dual-country tax obligations, treaty benefits and optimised filing strategies for NRIs with income or assets in both countries.
Indian Income Tax for NRIs
Complete Indian income tax compliance for NRIs — from residential status determination to return filing and refund claims.
Foreign Income & Asset Reporting (India)
Disclosure and compliance for NRIs returning to India or holding foreign assets — avoiding penalties under FEMA and the Black Money Act.
Retirement & Financial Documentation
Organising and optimising retirement assets, pension income and financial documentation across both countries.
India-Side Compliance for NRIs
Ongoing Indian regulatory and statutory compliance so NRIs stay fully compliant without needing to be present in India.
Why NRIs Trust Us
We bridge the gap between Indian and US tax systems so you never have to worry about what falls through the cracks.
DTAA Expertise
Deep knowledge of the India–US Double Taxation Avoidance Agreement and how to apply treaty benefits correctly.
Cross-Border View
We understand both Indian and US tax obligations, so nothing falls through the gap between the two systems.
FEMA & RBI Compliance
Full guidance on FEMA regulations, RBI reporting and repatriation rules to keep your India-side finances clean.
Dedicated NRI Team
A specialist team that handles NRI cases year-round — not a seasonal add-on to a domestic practice.
End-to-End Documentation
From Form 15CA/15CB to Schedule FA, we prepare and file every document required on both sides.
Bangalore-Based, Pan-India Reach
Offices in Bangalore, Udupi and Bellary with remote service for NRIs anywhere in the world.
Our NRI Service Process
Simple, remote-friendly steps — no need to travel to India.
Free Consultation
Share your situation — income sources, assets, residential status and filing history. We assess your obligations on both sides.
Document Collection
We provide a clear checklist. You share documents securely — no India visit required.
Tax Planning & Filing
We apply DTAA benefits, compute taxes, prepare returns and file with Indian and US authorities as needed.
Ongoing Compliance
Annual reminders, notice responses, repatriation support and year-round advisory to keep you compliant.
NRI Tax FAQs
Answers to the questions we hear most often from NRIs navigating India–US tax obligations.
Q.Do I need to file an Indian income tax return as an NRI?
Yes, if your Indian-sourced income exceeds the basic exemption limit (₹2.5 lakh for most NRIs), you are required to file an Indian ITR. Even below the threshold, filing is advisable to claim TDS refunds on interest or rental income.
Q.What is DTAA and how does it help me avoid double taxation?
The Double Taxation Avoidance Agreement between India and the US ensures the same income is not taxed twice. Depending on the type of income, you can either claim an exemption in one country or a Foreign Tax Credit in the other. We help you identify and apply the most beneficial treatment.
Q.I sold my property in India. What are my tax obligations in India and the US?
In India, the buyer must deduct TDS (20–22.88% for NRIs on long-term gains). You may apply for a lower TDS certificate. The gain must also be reported in your US return, but you can claim a Foreign Tax Credit for Indian tax paid. We handle both sides — Form 13, repatriation, and US reporting.
Q.Do I need to report my Indian bank accounts to the US government?
Yes. If the aggregate balance in your foreign (Indian) accounts exceeds USD 10,000 at any point in the year, you must file an FBAR (FinCEN 114). Accounts above USD 50,000 may also require Form 8938 (FATCA). We advise on thresholds and help with documentation.
Q.Can I repatriate money from my NRO account to the US?
Yes, up to USD 1 million per financial year from an NRO account after paying applicable taxes and obtaining a CA certificate (Form 15CA/15CB). We handle the entire repatriation process including tax clearance documentation.
Q.I am returning to India permanently. What do I need to do with my US assets?
On return, your residential status changes from NRI to RNOR and eventually Resident. Foreign assets must be disclosed in Schedule FA of your Indian ITR. We advise on the transition, FEMA reporting, and how to structure your US retirement accounts and investments for Indian tax purposes.
Ready to Sort Out Your NRI Tax Obligations?
Get a free consultation with our NRI tax specialists. We handle both sides — India and the US — so you can focus on what matters.